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Cost of living in UK for 6 years, by a family of 4 | JiaYu

Using BNO to the UK - how much will a family of four need in expenses?

After the details of the BNO equal rights scheme were introduced, a stone caused a thousand waves, and Hong Kong people began to prepare for the trip to the United Kingdom. Earlier I published an article about how many money to prepare for your account before going to the UK, and today I'm going to explain in detail how much money you would need to live in the UK for 6 years!

上次講到,根據英國Family Visa嘅要求,推測出一家四口半年嘅生活開支約需要£12,400 (即港幣約$124,000),咁實際上喺英國唔同嘅城市生活,半年又要用幾多錢呢?參考NUMBEO嘅數據,一個月嘅開支大概如下:

CityLondonManchesterGlasgow
City Centre
Renting a 3 bedroom property
£3,184£1,420£1,064
Water, Electricity & Gas£168£138£114
Food£835£712£679
Transportation£450£210£168
Internet Utilities£95£92£88
Monthly basic expenses£4,732£2,572£2,113

喺倫敦生活6年,一家四口嘅基本生活開支就高達£340,704,即係約港幣340萬!而曼城同格拉斯哥嘅生活開支就分別係£185,184同埋£152,136,比倫敦低46 – 55%。所以出發前,揀好目標城市相當重要,對你未來嘅開支預算會起到好大嘅指標作用。

講完日常生活使費,一家四口喺英國6年嘅簽證費用都唔係一個小數目嚟,不如又統計下:

TypesTotal
Visa fees (not yet published)
參考Tier 2三年工作簽證費計算
(首次申請每人£610,續簽每人£704)
£5,256
Medical examination fee (depending on the clinic)
(Ages 11 or older) HKD 900
(Ages 11 or younger) HKD 450
£270
Immigration Health Fee
(Immigration Health Surcharge)
(Age 18 or over) Each person per year £624
(Age 18 or under) Each person per year £470
£15,640
Indefinite Leave to Remain (ILR)
Refers to the current fee, each person £2,389
£9,556
Biometric Residence Permit (BRP) (not yet published) (not yet published)
Indefinite Leave to Remain (ILR) Each person £229
£224
Naturalization application fee (not yet published)
Referring to the current fees,
(18 years of age or older) from £1,206 per person per year
(Under 18 yrs) £1,012 per person per year
£4,436
£35,382

咁即係話,一家四口去英國6年間,粗略估計最少總開支都要用£187,518,預計差唔多要港紙190萬㗎!

當然~你去到英國唔會坐喺度嘅,如果搵到工又有啲積蓄,相信都可以喺英國生活到。

出發英國前,不妨做好理財準備,去到都唔會失咗預算~ 睇下自己負唔負擔到英國生活,不如睇下我哋之前篇文章:http://jnyintl.com/2020/07/10/uk_job/

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